Michael Charles Chartered Surveyors undertake reinstatement cost valuations for insurance purposes on both residential and commercial property, for property owners, management companies as well as insurance companies and lenders to confirm that any particular property is adequately and suitably insured against loss and damage and the usual perils such as fire, escape of water and subsidence.

Insurance Reinstatement Valuations

Our Reinstatement Cost Report will include the recommended sum to include for insurance purposes, description of the property and confirmation of materials used in its construction, confirmation of what that sum includes, confirmation of what that sum does not include and general recommendations so far as insurance is concerned. It should be appreciated that the reinstatement cost of any property will not necessarily be as the same as the market value. It is recommended therefore that the reinstatement cost for your property should be updated at regular intervals.

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